Welcome to Central Bank Central. I'm Kathleen Hays. Well, today we're celebrating with a very special guest. 50 years plus, more than half a century of money management, financial markets, central banks, inflation, and more. And in fact, more than a quarter century doing interviews with me. I'm talking about David Kotok. He was the CIO, Chief Investment Officer, one of the founders of Cumberland Advisors joining us today from Sarasota, Florida. David, welcome and congratulations.